How It Works

This card is available only to VI Compassionate Capital Investment clients
If you’re unsure of your enrollment status, please contact your Virji Investments advisor or check your client dashboard.

If You Are Already Enrolled

• Upload a copy of your latest VI Compassionate Credit Investment Account statement via the secure portal. Once verified, you’ll be directed to the credit card application form.

If You Are Not Yet Enrolled

• Begin by completing the VI Compassionate Credit Investment Account application (hyperlink) 
• Fill out the pre-qualification form to determine eligibility.
• Once approved, you’ll be guided through the onboarding steps.

Complete the application form with:

• Personal identification
• Financial information
• Consent for KYC and credit verification

You’ll receive tracking details and estimated delivery time.

This is a fully functional credit card with:

• Monthly billing cycles
• Credit bureau reporting
• No interest charges
  Use it to build your credit profile while maintaining financial discipline.

Access your account via the SP ZeroFinance portal to:

• Track spending
• Manage payments
• View statements

Benefit from our LifeSmart Literacy Program for budgeting and financial wellness.