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Drive Your Dream

Auto Leasing and Sales program provided by SP Auto Sales, Inc., a wholly owned subsidiary of SP Zero Finance.

Choose Your Path

Path to Purchase

Easy Lease

Refinance Your Vehicle

Already have a car? You may be able to switch to an ethical, transparent financing option.

Auto Finance Calculator

Calculator results are estimates for budgeting purposes only. Actual lease/lease‑to‑own terms, rates/cost of financing, and payments will vary based on vehicle details, customer eligibility, verification of information, and program requirements. We are a motor vehicle dealer, not a lender. This is not an offer, approval, or commitment to lease or extend credit; all transactions are subject to contract and applicable disclosures.

  • Murabaha
  • Path to Purchase
  • Easy Lease
  • Refinance

Estimated Monthly Payment

$0.00
Taxes, markup and fees are all financed. Estimated Sales Tax of 6.5% added to all calculations.

Total Drive-Off Amount

$0.00
Down payment

Estimated Monthly Payment

$0.00
Estimated Sales Tax of 7% added to all calculations.

Total Drive-Off Amount

$0.00
Down payment + tax on down + processing fee + first month.

Estimated Monthly Payment

$0.00
Estimated Sales Tax of 7% added to all calculations.

Total Drive-Off Amount

$0.00
Down payment + tax on down + processing fee + first month.

Current Monthly Payment

$0.00

Estimated New Payment

$0.00
Taxes, markup and fees are all financed. Estimated Sales Tax of 6.5% added to all calculations.

Total Drive-Off Amount

$0.00
Down payment

Sharia Compliance Certificate

Sharia Compliance Certificate

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Eligibility Checklist

Florida Residents

We’re starting in Florida, but expanding fast! (check back for updates)

Compassionate Capital

Demand is high, so early access is reserved for Compassionate Capital clients. Start an investment account as low as $1,000 to access SPZeroFinance suite of products. Learn more here.

Pass our Underwriting

We run a standard review that’s simple, transparent, and with no surprises.

FAQs

Compassionate Capital (a d/b/a of Virji Investments Inc.) is registered as an investment advisor with the State of Florida, California, Illinois, Texas and Indiana. All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Such an offer can only be made in States where Compassionate Capital is registered or where an exception from such registration is available, and no new account will be accepted unless and until all local regulations have been satisfied. If you are a resident of the State of Florida, California, Illinois, Texas or Indiana and are interested in our services, please e‑mail us or call and request our Disclosure Brochure (Part II of the Form ADV), which provides detailed information about Compassionate Capital and any inherent risks that may be associated with our services.